We provide microcredit services from our Angels Compassion Savings and Credit Co-operative—SACCO (registration number: 3610/RCS). Most of our beneficiaries come from poor backgrounds and have no access to start-up loans from formal banks due to lack of securities/mortgages. Our microcredit beneficiaries include Women, who compared to men, are mostly hit by chronic poverty, are more illiterate and are most involved in unpaid work, and experience gender-based violence. Unemployed youth. Smallholder farmers.